• We are No.1 Finance
    the leaders in finance solutions
  • No.1 Finance is a financial services company
    Helping you achieve your dreams
  • Refixing or refinancing or buying your first home?
    Contact No.1 finance, the leaders in finance solutions
  • Personal loans are a great way to get the things you want sooner
    Contact No.1 finance, the leaders in finance solutions

Our Services

We Offer A Wide Range of Finance and Loan Services


KiwiSaver is a voluntary, work-based savings initiative to help you with your long-term saving for retirement. It's designed to be hassle-free so it's easy to maintain a regular savings pattern.

Like it or not, KiwiSaver is here to stay and you're going to have to learn to use it well if you want to reap the rewards it offers. As one of the most regulated investment products in the country, with government contributions and dollar for dollar matching by employers, KiwiSaver is one of the most exciting assets you can own.

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Home loans

If you’re looking to purchase a new home or would like torefinance your existing home and want to know what options you have available to you then we can help make the process a lot easier and ensure you get the best Options, Advice, Service and Price. Best of all is that our service is Free to you, we are paid by the banks to give advice on their products.

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Vehicle Finance

No1 Finance is associated with many finance companies, so if you’ve had a good credit history with another finance company you could qualify’ sooner than you think! So contact us or apply online now.

With a pre-approved vehicle loan from No1 Finance, you can go shopping armed with the extra bargaining power that comes with being a cash buyer. You can purchase from a dealer, an auction, Trade Me, or private seller.

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There is nothing more important than your families’ health and financial security. We can help put the steps in place to protect your future.

Our Services

Life Insurance

Medical Insurance

Trauma & Critical Illness

Total & Permanent Disability



Private motor vehicle

Pleasure craft

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Commercial Finance

Commercial Property

Building and Construction Finance

Developments and Subdivisions

New Business Loans

Equipment Finance

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Personal Loans

Whatever the reason may be we have a solution for you, No1 Finance is associated with many finance companies and will be able to get you the best solution possible.

Our Services


Debt consolidation





Hire purchase

Car repairs

Overdue bills

Medical expenses

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About Us

The No1 Finance brand was founded by Kavita and Brenden in September 2015  who saw that there was a place in the financial market for a company to specialise in finding solutions for all individual financial requirements.

We felt that no one catered to customers on a fully personal level and that most financial institutions had intimidating and very uniformed feels about them

So with this in mind No1 Finance was formed.

The philosophy was (and still is) a simple one; to create a friendly, understanding, professional and easy way for people of all situations to obtain finance at competitive rates with ease.

We also utilize the best lending systems available, which allows us to work seamlessly with our partners so that your case doesn’t get bogged down in a paper jungle. Whether it’s a first home loan, mortgage refinance, home equity loan, property development finance, investment property finance, or you just want a better rate, we can deliver you outcomes that will get you on your way sooner. We can also help you with other things, such as risk, fire and general insurance.  Any information you provide to us will be kept strictly confidential. You can read our disclosure statement by clicking here.

The ideas of people being able to apply over the phone or online and once approved have a mobile representative visit them in the comfort of their home or work place have also been realised with No1 Finance.

The leaders in finance solutions

The Team

No.1 Finance is a New Zealand Lending company that offers a variety of finance and loan services.

Brenden Pace

My financial background across multiple industries provides me with significant and relevant experience in understanding the requirements of both existing homeowners and new home purchasers. It also gives me hands-on knowledge in the big decisions around refinancing your property, the time and work required to be ready to sell or buy a new property and the twists and turns that can occur as you go through a new mortgage process

I’ve had a career in finance that’s spanned numerous sectors including investments, property, personal loans, car finance, marine finance, forestry and agriculture.

My wide range of skills and experience are aimed specifically at providing the best available financial advice and solutions that delivers successful outcomes for my clients.

I am now a Registered Financial Adviser with over fifteen years of financial experience so you know that you're getting advice from someone qualified in the specialist area of finance. If you're looking to purchase a new home or would like to know what options you have for your next move, then I can help make the process a lot easier for you.

For the best options, advice, service and price for your home loan, personal loan or whatever your financial need is contact me today.


Brenden Pace

FSP 587608

Financial Disclosure Available Upon Request




Kavita Natali

I am a Registered Financial Adviser with over 25 years of lending experience, this has given me the foundation to assist in all areas of day to day banking. I was a mortgage specialist before joining No1 finance.

My transition to financial advising was seamless, as I have been lending most my life. The big difference for me as a mortgage advisor is that I can now work for you! Finding my clients the best mortgage products & rates is such a rewarding aspect of the job.

The skill set I have acquired from my history in customer service working in the banking industry has allowed my new role at No 1 Finance to come naturally, Finding solutions and helping customers is what I do.

Over 25 years’ experience in the retail banking sector has provided me with the knowledge and skills required to deliver world class service with world class results to you as a valued client at No1 Finance

No1 Finance always has a solution, and we work closely with our clients to ensure no rock is left unturned when sourcing the very best solutions for our customers.

For the best options, advice, service and price for your home loan, personal loan or whatever your financial need is contact me today.


Kavita Natali

FSP 567628

Financial Disclosure Available Upon Request



Alisha Singh

10 Years banking experience with ASB has given me the foundation to assist in all areas of day to day banking. I was a Mortgage specialist prior to working for No1 finance, but now I find myself immersed in the lending scene assisting No1 finance with all their back office lending applications and customer management.

I am extremely passionate about working for a successful and caring team, as I have the ability to contribute my experience and ideas to assist our clients and be able to offer them the best financial solution possible.

Alisha Singh


  • I had an excellent experience with this company getting a loan. Kavita was very helpful and very quick at sending me a response and getting back to me as well. I did not have any problems and I give her customer service an A+. If anyone is looking for a place to get a loan I would recommend Kavita and No1 finance as they are the best company that I have dealt with and the process is super easy and fast.

    Grace T

  • Just wanted to say a huge thank you to Kavita and the team at No1 Finance for helping me with my loan recently. I haven’t had the best history financially, and you made the paper work, pre-approval and processing so easy. Have since recommended No1 Finance to friends and family, and am so super happy with my new car! Will definitely be using the company again after such friendly and professional customer service from Kavita. Thanks so much guys.

    Luana M
  • Hi Brenden, You made things so easy when I was about to give up on the option of ever financing a vehicle the experience was stress and hassle free and I feel like you done all the leg work for me. Going that extra mile just to help me out in getting finance not only that but personally going out of your way to meet me even though you had to drive for an hour I feel it’s not every day you have someone do that so I am very appreciative of that, and would highly recommend you as the go to person if anyone out there was to ever get financed again. Thank you so much Brenden for all your hard efforts you done for me and my family I would definitely recommend and come back again Thanks!
    James M
  • A big thanks to Kavita for all her time and help.  My online application was answered the same evening that it was sent, despite it being after office hours.  Throughout the application and approval process I could contact Kavita both through the day and it seemed most evenings. (handy when you’re working) My loan with No1 Finance had been approved before another company to whom I applied at the same time had even acknowledged receipt of an application.I got to choose how much to pay back and over what period, which made budgeting for the loan a lot easier. Couldn’t be happier with both the loan and the service.  Thanks again Kavita.  You’re a star.

    Estelle L

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No.1 finance, the leaders in finance solutions

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No.1 Finance